Financial examiners analyze the finances of banks and other financial organizations to make sure they comply with laws and regulations.

Examiners make sure financial records are accurate. They collect data and review audits. They also review:

• Balance sheets
• Ledgers
• Account statements
• Reports

They monitor how much money a financial institution has and how much they owe. They make sure banks offer safe loans and that they have enough money on hand in case of emergencies. They also make sure that consumers are treated fairly.

Financial examiners often meet with bank directors, accountants, and lawyers to ask questions about financial matters. They examine minutes from meetings attended by directors and managers. They write reports and other documents that outline the company's fiscal soundness.

When necessary, financial examiners recommend changes. Financial laws and rules change regularly. Financial examiners help financial institutions make changes to procedures to comply with new regulations.

Financial examiners sometimes review applications for:

• Mergers
• Acquisitions
• Stock offerings

Financial examiners often use special accounting software to review complex financial data. They also must know the rules and regulations for their area of expertise, such as banking or insurance.