To work as a credit analyst, you typically need to:

• have a high school diploma or equivalent; and
• have a bachelor's degree.

Education after high school

Most credit analysts have a bachelor's degree. Common areas of study are accounting, economics, statistics, finance, or business administration. A master's degree in one of these areas may help advance your career.

Work experience

Working in a bank, credit union, or finance company while in college provides good experience.

On-the-job training

Employers provide new analysts with training in credit report writing, customer relations, and other areas. Training generally lasts between two and six months.