Credit analysts need to:

Communicate

• Speak clearly so listeners can understand.
• Understand written information.
• Understand spoken information.
• Read and understand work-related materials.
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• Listen to others and ask questions.
• Write clearly so other people can understand.

Reason and Problem Solve

• Analyze ideas and use logic to determine their strengths and weaknesses.
• Combine several pieces of information and draw conclusions.
• Notice when something is wrong or is likely to go wrong.
• Use reasoning to discover answers to problems.
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• Understand new information or materials by studying and working with them.
• Follow guidelines to arrange objects or actions in a certain order.
• Develop rules that group items in various ways.
• Judge the costs and benefits of a possible action.
• Recognize the nature of a problem.

Use Math and Science

• Choose a mathematical method or formula to solve problems.
• Add, subtract, multiply, and divide quickly and correctly.
• Use math skills to solve problems.

Manage Oneself, People, Time, and Things

• Check how well one is learning or doing something.
• Manage the time of self and others.

Work with People

• Look for ways to help people.
• Be aware of others’ reactions and understand the possible causes.

Perceive and Visualize

• Identify a pattern (a figure, object, word, or sound) that is hidden in distracting material.
• Quickly and accurately compare letters, numbers, objects, pictures, or patterns.