To work as a credit checker or authorizer, you typically need to:

• have a high school diploma or equivalent; and
• complete moderate-term, on-the-job training.

Education after high school

No formal education is required for this occupation beyond high school. However, some credit workers take courses offered by banking and credit associations, vocational schools, or colleges and universities.

On-the-job training

Most credit checkers and authorizers learn their skills through on-the-job training. You work under the supervision of an experienced staff member. Some firms offer formal training. This training may include phone etiquette, computer use, and customer service skills. In general, training lasts up to one year.