BASIC
(Elementary)

Exploring

  • Counting
  • Saving
  • Spending
INTERMEDIATE
(Middle School)

Learning

  • Planning
  • Saving
  • Spending
ADVANCED
(High School)

Developing

  • Getting a job
  • Buying a car
  • Planning for a career
  • Financing future education
  • Paying taxes
COLLEGE & CAREER
(Postsecondary)

Achieving

  • Identifying good financial information
  • Paying for education and training
  • Managing living expenses
  • Qualifying for credit
  • Saving for the future
  • Living independently
ADULTS
(Lifelong Learning)

Thriving

  • Improving or maintaining your personal credit standing
  • Buying a home
  • Insuring against or managing risk
  • Investing for the future
  • Reducing debt
  • Recovering from a job loss